Globally admired, Porsche is synonymous with speed, style, and engineering excellence. Whether you’re drawn to the legendary Porsche 911, the versatile Macan, or the all-electric Taycan, owning one represents the perfect blend of performance and precision, and it doesn’t have to remain out of reach.
At Charles & Dean, we specialise in bespoke Porsche finance solutions, helping enthusiasts and collectors turn their Porsche dreams into reality. On average, our clients save £5,058 on Porsche finance compared to dealership rates*, a testament to the value of our independent approach. Porsche remains the most popular marque we fund, reflecting our deep expertise and long-standing relationships within the brand’s enthusiast community. Understanding your finance options, from Hire Purchase (HP) to balloon and Personal Contract Purchase (PCP) structures, is key to finding the right balance between flexibility, affordability, and ownership.
Finance Options Available
Personal Contract Purchase (PCP)
PCP remains one of the most popular Porsche finance options, offering flexibility, lower monthly payments, and end-of-term choice. With strong Porsche residual values, PCP makes premium models more accessible while protecting against your exposure to depreciation.
Key benefits:
Lower monthly payments than traditional hire purchase
Guaranteed future value protection
Flexibility to purchase, return, or part-exchange
Hire Purchase (HP) & Lease Purchase
A straightforward and transparent approach, Hire Purchase allows you to spread the cost of your Porsche over fixed monthly payments. Adding a balloon payment at the end (Lease Purchase) can further reduce monthly costs. Ideal for Porsche GT models and long-term ownership.
Key benefits:
Fixed monthly payments over an agreed term
Full ownership at the end of the agreement
Optional final balloon payment for flexibility
Interest-Only Finance
Designed for high-value models such as the Porsche 911 GT3 RS or Carrera GT, this structure offers low monthly outgoings by paying interest only during the term. It’s best suited to vehicles with strong appreciation potential and typically requires a larger deposit.
Financing a New or Used Porsche
New Porsche Finance
Access to manufacturer incentives and promotional rates
Full warranty protection
Latest technology and specifications
Used Porsche Finance
Reduced depreciation impact
Wider model choice, including rare or classic variants
Potential for strong residual value retention
Broker vs Dealership Car Finance
Working with a specialist broker like Charles & Dean offers distinct advantages over traditional dealership finance:
Cost Savings: Charles & Dean customers save an average of £5,058 compared to dealership rates on Porsche finance.*
Comprehensive Dealer Network: We work with trusted lenders to secure highly competitive rates and flexible terms. Meanwhile, our supplier network helps you source and secure your perfect Porsche, whether it’s a brand-new model or a rare classic.
Tailored Personal Service: From the classic 356 to the performance-driven 911 GT3, our expert team crafts bespoke finance packages that reflect your needs and personal circumstances.
